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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,634 | $167,353+54.5% | $143,797+79.9% | $134,545+92.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.30% | 0.48%-15.8pp | -0.04%-15.3pp | 418.37%-433.7pp |
| Employer contribution / active EE | $6,335 | $5,620+12.7% | $4,952+27.9% | $4,742+33.6% |
| Participant deferral / active EE | $7,757 | $6,447+20.3% | $5,638+37.6% | $6,401+21.2% |
| Admin fee / account holder | $13,758 | $18,096-24.0% | $14,679-6.3% | $11,431+20.4% |