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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,109 | $159,978+25.1% | $147,041+36.1% | $145,978+37.1% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 15.87% | 98.36%-82.5pp | 419.21%-403.3pp | 550.52%-534.6pp |
| Employer contribution / active EE | $0 | $5,288-100.0% | $4,935-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,667 | $8,429-9.0% | $8,071-5.0% | $6,690+14.6% |
| Admin fee / account holder | $298 | $15,053-98.0% | $13,006-97.7% | $13,400-97.8% |