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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,006 | $106,008+158.5% | $92,240+197.1% | $147,586+85.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 12.16% | 50.05%-37.9pp | 176.29%-164.1pp | 578.59%-566.4pp |
| Employer contribution / active EE | $16,977 | $4,333+291.8% | $3,680+361.4% | $4,876+248.1% |
| Participant deferral / active EE | $8,327 | $4,478+85.9% | $3,897+113.7% | $5,439+53.1% |
| Admin fee / account holder | $11,585 | $6,333+82.9% | $5,194+123.0% | $10,886+6.4% |