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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,130 | $107,368+211.2% | $92,915+259.6% | $152,909+118.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 9.37% | 145.64%-136.3pp | 109.45%-100.1pp | 345.46%-336.1pp |
| Employer contribution / active EE | $20,168 | $4,222+377.6% | $3,653+452.0% | $4,764+323.3% |
| Participant deferral / active EE | $14,275 | $4,848+194.5% | $4,238+236.8% | $5,851+144.0% |
| Admin fee / account holder | $11,943 | $7,082+68.6% | $5,796+106.1% | $11,601+3.0% |