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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,993 | $209,336-40.8% | $197,124-37.1% | $137,256-9.7% |
| Participation rate | 58.3% | 87.3%-29.0pp | 86.7%-28.4pp | 80.0%-21.6pp |
| Annual return | 12.24% | 48.09%-35.8pp | 44.34%-32.1pp | 220.34%-208.1pp |
| Employer contribution / active EE | $6,691 | $6,591+1.5% | $6,227+7.4% | $4,156+61.0% |
| Participant deferral / active EE | $8,722 | $9,614-9.3% | $9,135-4.5% | $6,407+36.1% |
| Admin fee / account holder | $22,192 | $17,308+28.2% | $16,298+36.2% | $12,270+80.9% |