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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,993 | $212,386-41.6% | $199,883-38.0% | $138,895-10.7% |
| Participation rate | 58.3% | 87.4%-29.0pp | 86.8%-28.4pp | 79.9%-21.6pp |
| Annual return | 12.24% | 47.75%-35.5pp | 43.81%-31.6pp | 145.39%-133.2pp |
| Employer contribution / active EE | $6,691 | $6,625+1.0% | $6,261+6.9% | $4,194+59.5% |
| Participant deferral / active EE | $8,722 | $9,617-9.3% | $9,138-4.6% | $6,396+36.4% |
| Admin fee / account holder | $22,192 | $18,233+21.7% | $17,268+28.5% | $12,562+76.7% |