Retirement plan

CONSULTING ENGINEERING SERVICES, INC. 401(K) PROFIT SHARING PLAN

Name: CONSULTING ENGINEERING SERVICES, INC. - CONSULTING ENGINEERING SERVICES, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: CONSULTING ENGINEERING SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONSULTING ENGINEERING SERVICES, INC. 401(K) PROFIT SHARING PLAN, CONSULTING ENGINEERING SERVICES, INC.

CONSULTING ENGINEERING SERVICES, INC.EIN 06-1406235Plan #001PY 2025

811 MIDDLE STREET - MIDDLETOWN, CT 06457860-632-1682ceseng.comLinkedIn51-200 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$34.6M

+23.8% from 2024

Total participants

216

+5.9% from 2024

Average account balance

$165,698

+14.3% from 2024

Annual return

16.46%

-1.24 pp from 2024

Benchmarks

See 2,035 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort2,035 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$34.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$166K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

209

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.03M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$90

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
COMMONWEALTH FINANCIAL NETWORK7 years Filed as: COMMONWEALTH EQUITY Service code 27 29 SAWYER RD · WALTHAM, MA 02453	Advisory (Plan)	$16,882
ADP BROKER-DEALER7 years Filed as: PENSION CONSULTANTS, INC. Service code 13 74 BATTERSON PARK RD · FARMINGTON, CT 060322565	Contract Administrator	$2,035
AMERICAN FUNDS7 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$1,375

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$19K

$105 / participant

Contract admin$19K100.0%

% of EOY assets

0.054%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MAHONEY SABOL & CO
Auditor EIN: 061289571
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$165,698

$88,360+87.5%

$145,433+13.9%

$67,986+143.7%

Participation rate

96.1%

65.5%+30.6pp

82.1%+13.9pp

57.2%+38.9pp

Annual return

16.46%

63.15%-46.7pp

66.58%-50.1pp

31.67%-15.2pp

Employer contribution / active EE

$4,808

$3,054+57.4%

$4,554+5.6%

$2,019+138.1%

Participant deferral / active EE

$12,215

$5,932+105.9%

$7,897+54.7%

$3,358+263.7%

Admin fee / account holder

$90

$3,313-97.3%

$13,129-99.3%

$3,203-97.2%

Provider

Service type

Compensation

COMMONWEALTH FINANCIAL NETWORK7 years

Filed as: COMMONWEALTH EQUITY

Service code 27

29 SAWYER RD · WALTHAM, MA 02453

Advisory (Plan)

$16,882

ADP BROKER-DEALER7 years

Filed as: PENSION CONSULTANTS, INC.

Service code 13

74 BATTERSON PARK RD · FARMINGTON, CT 060322565

Contract Administrator

$2,035

AMERICAN FUNDS7 years

Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$1,375

CONSULTING ENGINEERING SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CONSULTING ENGINEERING SERVICES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion