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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,808 | $72,177-65.6% | $115,038-78.4% | $59,633-58.4% |
| Participation rate | 66.7% | 72.6%-5.9pp | 81.4%-14.7pp | 68.7%-2.0pp |
| Annual return | 130.66% | 12.02%+118.6pp | 26.14%+104.5pp | 2041.45%-1910.8pp |
| Employer contribution / active EE | $2,074 | $2,841-27.0% | $4,608-55.0% | $2,203-5.8% |
| Participant deferral / active EE | $4,949 | $4,783+3.5% | $6,026-17.9% | $3,192+55.1% |
| Admin fee / account holder | $180 | $4,927-96.4% | $8,175-97.8% | $4,297-95.8% |