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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,290 | $160,040-28.6% | $147,096-22.3% | $145,877-21.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.53% | 98.49%-83.0pp | 419.75%-404.2pp | 551.28%-535.7pp |
| Employer contribution / active EE | $5,437 | $5,289+2.8% | $4,936+10.1% | $4,663+16.6% |
| Participant deferral / active EE | $11,728 | $8,429+39.1% | $8,071+45.3% | $6,691+75.3% |
| Admin fee / account holder | $1,836 | $15,050-87.8% | $13,005-85.9% | $13,402-86.3% |