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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,105 | $155,555-61.4% | $146,866-59.1% | $155,188-61.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.5%-7.5pp | 80.8%-5.8pp |
| Annual return | 13.21% | 115.41%-102.2pp | 102.85%-89.6pp | 148.84%-135.6pp |
| Employer contribution / active EE | $2,181 | $4,647-53.1% | $4,425-50.7% | $4,248-48.7% |
| Participant deferral / active EE | $5,110 | $8,044-36.5% | $7,759-34.1% | $6,531-21.8% |
| Admin fee / account holder | $347 | $14,755-97.6% | $13,620-97.5% | $14,480-97.6% |