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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,562 | $43,075+131.1% | $74,577+33.5% | $62,881+58.3% |
| Participation rate | 85.9% | 58.1%+27.9pp | 68.1%+17.8pp | 69.3%+16.6pp |
| Annual return | 8.73% | 17.50%-8.8pp | 20.47%-11.7pp | 20.14%-11.4pp |
| Employer contribution / active EE | $5,570 | $1,498+271.9% | $2,525+120.6% | $2,281+144.2% |
| Participant deferral / active EE | $8,056 | $2,389+237.1% | $3,458+133.0% | $3,203+151.5% |
| Admin fee / account holder | $9,037 | $2,840+218.2% | $4,138+118.4% | $4,296+110.4% |