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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,405 | $38,365+226.9% | $84,637+48.2% | $65,186+92.4% |
| Participation rate | 85.2% | 55.7%+29.6pp | 68.2%+17.0pp | 70.2%+15.0pp |
| Annual return | 25.25% | 32.00%-6.8pp | 258.82%-233.6pp | 29.39%-4.1pp |
| Employer contribution / active EE | $5,041 | $1,258+300.6% | $2,653+90.0% | $2,177+131.6% |
| Participant deferral / active EE | $9,162 | $2,278+302.1% | $3,900+134.9% | $3,514+160.7% |
| Admin fee / account holder | $650 | $451+44.0% | $4,914-86.8% | $847-23.3% |