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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,054 | $108,942+147.9% | $100,415+168.9% | $145,897+85.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 2.23% | 58.27%-56.0pp | 49.47%-47.2pp | 552.29%-550.1pp |
| Employer contribution / active EE | $5,071 | $4,422+14.7% | $3,943+28.6% | $4,663+8.7% |
| Participant deferral / active EE | $6,744 | $8,461-20.3% | $8,091-16.6% | $6,689+0.8% |
| Admin fee / account holder | $15,114 | $9,702+55.8% | $7,906+91.2% | $13,390+12.9% |