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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $38,539 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING Service code 27 · EIN 84-4519624 | Advisory (Plan) | $34,188 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $10,007 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,327 | $88,360+58.8% | $145,433-3.5% | $67,986+106.4% |
| Participation rate | 87.7% | 65.5%+22.3pp | 82.1%+5.6pp | 57.2%+30.5pp |
| Annual return | 20.33% | 63.15%-42.8pp | 66.58%-46.3pp | 31.67%-11.3pp |
| Employer contribution / active EE | $10,043 | $3,054+228.8% | $4,554+120.5% | $2,019+397.5% |
| Participant deferral / active EE | $15,655 | $5,932+163.9% | $7,897+98.2% | $3,358+366.2% |
| Admin fee / account holder | $334 | $3,313-89.9% | $13,129-97.5% | $3,203-89.6% |