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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,697 | $81,457+123.1% | $103,378+75.8% | $80,911+124.6% |
| Participation rate | 89.7% | 66.8%+22.9pp | 74.5%+15.2pp | 67.6%+22.1pp |
| Annual return | 10.20% | 25.58%-15.4pp | 24.91%-14.7pp | 35.63%-25.4pp |
| Employer contribution / active EE | $5,063 | $3,107+62.9% | $3,870+30.8% | $2,756+83.7% |
| Participant deferral / active EE | $9,166 | $3,871+136.8% | $5,058+81.2% | $4,297+113.3% |
| Admin fee / account holder | $23,198 | $6,717+245.4% | $8,401+176.1% | $6,935+234.5% |