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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,894 | $73,955+140.5% | $96,520+84.3% | $75,181+136.6% |
| Participation rate | 87.2% | 66.4%+20.8pp | 74.3%+12.8pp | 67.2%+20.0pp |
| Annual return | 12.80% | 26.72%-13.9pp | 35.72%-22.9pp | 160.69%-147.9pp |
| Employer contribution / active EE | $4,700 | $2,930+60.4% | $3,739+25.7% | $2,671+76.0% |
| Participant deferral / active EE | $7,350 | $3,659+100.8% | $4,879+50.6% | $4,126+78.1% |
| Admin fee / account holder | $1,660 | $5,217-68.2% | $6,733-75.3% | $5,650-70.6% |