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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,033 | $84,518+275.1% | $67,704+368.3% | $125,389+152.8% |
| Participation rate | 90.0% | 74.8%+15.2pp | 67.5%+22.5pp | 83.2%+6.8pp |
| Annual return | -1.99% | 2.57%-4.6pp | 25.41%-27.4pp | 282.24%-284.2pp |
| Employer contribution / active EE | $0 | $3,292-100.0% | $2,559-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $12,328 | $4,430+178.3% | $3,585+243.9% | $5,352+130.4% |
| Admin fee / account holder | $3,504 | $5,340-34.4% | $4,255-17.6% | $9,541-63.3% |