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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,404 | $93,023+468.0% | $77,027+586.0% | $134,493+292.9% |
| Participation rate | 81.8% | 74.5%+7.3pp | 67.9%+13.9pp | 81.2%+0.6pp |
| Annual return | -14.91% | 62.61%-77.5pp | 42.32%-57.2pp | 418.01%-432.9pp |
| Employer contribution / active EE | $0 | $3,418-100.0% | $2,813-100.0% | $4,740-100.0% |
| Participant deferral / active EE | $15,409 | $5,238+194.2% | $4,427+248.1% | $6,400+140.8% |
| Admin fee / account holder | $4,142 | $6,944-40.4% | $5,425-23.7% | $11,425-63.7% |