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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,404 | $93,124+467.4% | $77,100+585.4% | $134,545+292.7% |
| Participation rate | 81.8% | 74.5%+7.3pp | 67.9%+13.9pp | 81.2%+0.6pp |
| Annual return | -14.91% | 62.68%-77.6pp | 42.35%-57.3pp | 418.37%-433.3pp |
| Employer contribution / active EE | $0 | $3,421-100.0% | $2,815-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $15,409 | $5,242+194.0% | $4,430+247.9% | $6,401+140.7% |
| Admin fee / account holder | $4,142 | $6,970-40.6% | $5,443-23.9% | $11,431-63.8% |