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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,446 | $156,398+39.7% | $147,318+48.3% | $138,895+57.3% |
| Participation rate | 94.7% | 83.8%+11.0pp | 82.1%+12.7pp | 79.9%+14.8pp |
| Annual return | 11.69% | 78.75%-67.1pp | 70.43%-58.7pp | 145.39%-133.7pp |
| Employer contribution / active EE | $2,105 | $4,853-56.6% | $4,593-54.2% | $4,194-49.8% |
| Participant deferral / active EE | $6,688 | $8,237-18.8% | $7,906-15.4% | $6,396+4.6% |
| Admin fee / account holder | $83,886 | $14,976+460.1% | $13,708+512.0% | $12,562+567.8% |