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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,298 | $57,330-3.5% | $86,656-36.2% | $75,177-26.4% |
| Participation rate | 45.8% | 63.2%-17.4pp | 71.7%-25.9pp | 67.2%-21.4pp |
| Annual return | 15.24% | 2675.40%-2660.2pp | 593.09%-577.8pp | 160.75%-145.5pp |
| Employer contribution / active EE | $1,295 | $2,316-44.1% | $3,025-57.2% | $2,671-51.5% |
| Participant deferral / active EE | $1,722 | $3,320-48.1% | $4,439-61.2% | $4,126-58.3% |
| Admin fee / account holder | $773 | $4,115-81.2% | $5,619-86.2% | $5,651-86.3% |