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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,010 | $65,440+2.4% | $98,506-32.0% | $85,851-21.9% |
| Participation rate | 51.8% | 65.0%-13.2pp | 73.3%-21.6pp | 69.3%-17.5pp |
| Annual return | 13.30% | 21.75%-8.4pp | 1494.92%-1481.6pp | 318.63%-305.3pp |
| Employer contribution / active EE | $1,160 | $2,169-46.5% | $2,961-60.8% | $2,565-54.8% |
| Participant deferral / active EE | $1,683 | $3,168-46.9% | $4,277-60.6% | $3,952-57.4% |
| Admin fee / account holder | $11,310 | $4,596+146.1% | $5,955+89.9% | $6,261+80.6% |