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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,212 | $54,370-15.0% | $82,763-44.2% | $68,490-32.5% |
| Participation rate | 50.0% | 63.9%-13.9pp | 72.6%-22.6pp | 67.9%-17.9pp |
| Annual return | -13.12% | -13.67%+0.6pp | 702.45%-715.6pp | -7.85%-5.3pp |
| Employer contribution / active EE | $1,399 | $2,219-37.0% | $3,008-53.5% | $2,597-46.1% |
| Participant deferral / active EE | $1,672 | $3,247-48.5% | $4,395-62.0% | $4,028-58.5% |
| Admin fee / account holder | $14,642 | $4,398+232.9% | $5,325+175.0% | $5,403+171.0% |