Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ · NEW YORK, NY 10004 | Other Commissions | $3,656 |
Filed as: FIRST GREAT-WEST LIFE & ANNUITY Service code 64 8151 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $3,273 |
THE BENEFIT PRACTICE1 year Service code 13 · EIN 13-4144565 1055 WASHINGTON BLVD · STAMFORD, CT 06901 | Contract Administrator | $2,994 |
Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 1 NEW YORK PLZ · NEW YORK, NY 10004 | Other Commissions | $356 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $22 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,799 | $36,767-32.6% | $81,473-69.6% | $62,293-60.2% |
| Participation rate | 43.1% | 54.4%-11.3pp | 68.0%-24.8pp | 69.5%-26.4pp |
| Annual return | 17.19% | 173.80%-156.6pp | 38.78%-21.6pp | 28.90%-11.7pp |
| Employer contribution / active EE | $1,319 | $1,128+16.9% | $2,568-48.6% | $2,042-35.4% |
| Participant deferral / active EE | $3,377 | $2,111+60.0% | $3,537-4.5% | $3,169+6.6% |
| Admin fee / account holder | $46 | $797-94.3% | $4,561-99.0% | $479-90.5% |