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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,773 | $93,598+61.1% | $135,974+10.9% | $75,173+100.6% |
| Participation rate | 92.3% | 75.2%+17.1pp | 81.9%+10.4pp | 67.2%+25.1pp |
| Annual return | 24.75% | 30.89%-6.1pp | 68.30%-43.6pp | 160.72%-136.0pp |
| Employer contribution / active EE | $3,048 | $3,538-13.8% | $4,859-37.3% | $2,671+14.1% |
| Participant deferral / active EE | $12,681 | $6,405+98.0% | $7,760+63.4% | $4,126+207.3% |
| Admin fee / account holder | $9,933 | $6,978+42.4% | $10,767-7.7% | $5,651+75.8% |