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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,773 | $93,589+61.1% | $135,942+10.9% | $75,181+100.5% |
| Participation rate | 92.3% | 75.2%+17.1pp | 81.9%+10.4pp | 67.2%+25.1pp |
| Annual return | 24.75% | 30.90%-6.1pp | 68.28%-43.5pp | 160.69%-135.9pp |
| Employer contribution / active EE | $3,048 | $3,537-13.8% | $4,858-37.2% | $2,671+14.1% |
| Participant deferral / active EE | $12,681 | $6,405+98.0% | $7,759+63.4% | $4,126+207.4% |
| Admin fee / account holder | $9,933 | $6,977+42.4% | $10,764-7.7% | $5,650+75.8% |