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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,664 | $85,766+43.0% | $136,298-10.0% | $70,126+74.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 19.43% | 31.46%-12.0pp | 5156.27%-5136.8pp | 73.15%-53.7pp |
| Employer contribution / active EE | $1,509 | $2,966-49.1% | $4,696-67.9% | $2,343-35.6% |
| Participant deferral / active EE | $5,287 | $5,051+4.7% | $6,247-15.4% | $3,332+58.7% |
| Admin fee / account holder | $1,869 | $5,421-65.5% | $9,244-79.8% | $4,645-59.8% |