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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,010 | $30,732+127.8% | $59,496+17.7% | $59,633+17.4% |
| Participation rate | 96.3% | 43.2%+53.1pp | 54.6%+41.7pp | 68.7%+27.6pp |
| Annual return | -0.11% | 4.47%-4.6pp | 182.05%-182.2pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $0 | $631-100.0% | $1,153-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $4,088 | $1,183+245.6% | $1,829+123.5% | $3,192+28.1% |
| Admin fee / account holder | $23,417 | $2,136+996.2% | $2,232+949.0% | $4,297+445.0% |