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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,829 | $107,030+6.4% | $73,550+54.8% | $147,586-22.9% |
| Participation rate | 78.3% | 66.4%+11.9pp | 54.9%+23.3pp | 82.8%-4.6pp |
| Annual return | 18.81% | 38.25%-19.4pp | -15.16%+34.0pp | 578.59%-559.8pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $1,219-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $5,119 | $2,458+108.2% | $1,804+183.7% | $5,439-5.9% |
| Admin fee / account holder | $366 | $3,055-88.0% | $2,320-84.2% | $10,886-96.6% |