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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,618 | $96,678-44.5% | $86,640-38.1% | $139,466-61.6% |
| Participation rate | 81.3% | 74.4%+6.8pp | 71.7%+9.5pp | 80.3%+0.9pp |
| Annual return | 11.08% | 106.69%-95.6pp | 592.52%-581.4pp | 373.66%-362.6pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,174 | $4,837-34.4% | $4,438-28.5% | $6,712-52.7% |
| Admin fee / account holder | $12,770 | $6,410+99.2% | $5,616+127.4% | $11,409+11.9% |