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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,179 | $92,743-45.9% | $82,744-39.4% | $134,532-62.7% |
| Participation rate | 88.2% | 75.2%+13.0pp | 72.6%+15.7pp | 81.2%+7.0pp |
| Annual return | -14.71% | 946.63%-961.3pp | 702.22%-716.9pp | 418.27%-433.0pp |
| Employer contribution / active EE | $0 | $3,273-100.0% | $3,008-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,328 | $4,802-30.7% | $4,395-24.3% | $6,401-48.0% |
| Admin fee / account holder | $14,070 | $5,977+135.4% | $5,325+164.2% | $11,429+23.1% |