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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,089 | $56,287+28.1% | $80,977-11.0% | $62,881+14.6% |
| Participation rate | 81.4% | 68.9%+12.5pp | 75.8%+5.6pp | 69.3%+12.1pp |
| Annual return | 11.19% | 22.13%-10.9pp | 17.11%-5.9pp | 20.14%-9.0pp |
| Employer contribution / active EE | $2,236 | $1,943+15.1% | $3,715-39.8% | $2,281-2.0% |
| Participant deferral / active EE | $6,112 | $4,196+45.7% | $5,696+7.3% | $3,203+90.8% |
| Admin fee / account holder | $6,507 | $3,742+73.9% | $5,517+18.0% | $4,296+51.5% |