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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,922 | $68,394+65.1% | $94,672+19.3% | $75,177+50.2% |
| Participation rate | 88.6% | 76.1%+12.6pp | 80.8%+7.8pp | 67.2%+21.4pp |
| Annual return | 13.60% | 616.92%-603.3pp | 156.89%-143.3pp | 160.75%-147.2pp |
| Employer contribution / active EE | $1,763 | $2,701-34.7% | $3,673-52.0% | $2,671-34.0% |
| Participant deferral / active EE | $4,613 | $6,536-29.4% | $7,417-37.8% | $4,126+11.8% |
| Admin fee / account holder | $941 | $5,326-82.3% | $7,222-87.0% | $5,651-83.3% |