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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS LLC Service code 55 · EIN 06-1375177 250 NICOLLET MALL #1600 · MINNEAPOLIS, MN 55401 | Other Commissions | $28,609 |
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 · EIN 06-1375177 1 NEW YORK PLAZA 12TH FLOOR · NEW YORK, NY 10004 | Other Commissions | $28,358 |
ADP BROKER-DEALER10+ years Filed as: PENSION CONSULTANTS, INC. Service code 49 · EIN 71-0294708 10 WATERSIDE DR. SUITE 200 · FARMINGTON, CT 06032 | Other Services | $15,609 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,919 | $45,123+289.9% | $85,240+106.4% | $74,478+136.2% |
| Participation rate | 100.0% | 49.4%+50.6pp | 67.5%+32.5pp | 67.2%+32.8pp |
| Annual return | 16.83% | 26.32%-9.5pp | 66.75%-49.9pp | 1370.56%-1353.7pp |
| Employer contribution / active EE | $6,392 | $1,459+338.2% | $2,735+133.7% | $2,626+143.4% |
| Participant deferral / active EE | $5,611 | $2,736+105.1% | $4,527+23.9% | $4,350+29.0% |
| Admin fee / account holder | $326 | $2,215-85.3% | $6,165-94.7% | $1,946-83.3% |