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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,055 | $97,125-89.6% | $86,233-88.3% | $137,256-92.7% |
| Participation rate | 93.8% | 74.2%+19.6pp | 69.0%+24.7pp | 80.0%+13.8pp |
| Annual return | 25.95% | 74.19%-48.2pp | 61.39%-35.4pp | 220.34%-194.4pp |
| Employer contribution / active EE | $1,759 | $2,841-38.1% | $2,504-29.8% | $4,156-57.7% |
| Participant deferral / active EE | $2,325 | $5,180-55.1% | $4,559-49.0% | $6,407-63.7% |
| Admin fee / account holder | $995 | $9,725-89.8% | $8,342-88.1% | $12,270-91.9% |