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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,323 | $69,383-8.7% | $101,275-37.5% | $73,497-13.8% |
| Participation rate | 98.4% | 68.4%+30.0pp | 75.8%+22.6pp | 70.7%+27.7pp |
| Annual return | 77.75% | 18.46%+59.3pp | 46.48%+31.3pp | 28.51%+49.2pp |
| Employer contribution / active EE | $2,610 | $2,628-0.7% | $3,660-28.7% | $2,270+15.0% |
| Participant deferral / active EE | $3,082 | $3,301-6.6% | $4,371-29.5% | $3,740-17.6% |
| Admin fee / account holder | $2,817 | $704+300.2% | $5,948-52.6% | $513+448.9% |