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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $23,555 |
FIDUCIENT ADVISORS LLC1 year Filed as: FIDUCIENT ADVISORS Service code 28 · EIN 36-4001764 | Investment Management | $15,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,661 | $64,176+7.0% | $112,263-38.8% | $66,949+2.6% |
| Participation rate | 87.7% | 68.4%+19.3pp | 75.1%+12.7pp | 69.8%+17.9pp |
| Annual return | -18.37% | -13.80%-4.6pp | 27.49%-45.9pp | 1.57%-19.9pp |
| Employer contribution / active EE | $2,455 | $3,007-18.4% | $3,636-32.5% | $2,545-3.5% |
| Participant deferral / active EE | $5,019 | $3,694+35.9% | $4,729+6.1% | $4,239+18.4% |
| Admin fee / account holder | $335 | $626-46.4% | $6,410-94.8% | $594-43.5% |