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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,593 | $39,028+139.8% | $80,741+15.9% | $85,856+9.0% |
| Participation rate | 100.0% | 41.6%+58.4pp | 54.2%+45.8pp | 69.3%+30.7pp |
| Annual return | 13.55% | 26.31%-12.8pp | 87.30%-73.8pp | 318.58%-305.0pp |
| Employer contribution / active EE | $6,429 | $722+790.1% | $1,160+454.1% | $2,565+150.6% |
| Participant deferral / active EE | $2,101 | $1,326+58.5% | $2,145-2.1% | $3,952-46.8% |
| Admin fee / account holder | $1,113 | $2,429-54.2% | $3,380-67.1% | $6,261-82.2% |