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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,788 | $34,316+123.8% | $74,722+2.8% | $72,975+5.2% |
| Participation rate | 100.0% | 42.4%+57.6pp | 54.5%+45.5pp | 69.5%+30.5pp |
| Annual return | 20.08% | 26.58%-6.5pp | 753.11%-733.0pp | 81.01%-60.9pp |
| Employer contribution / active EE | $14,820 | $692+2042.1% | $1,084+1266.9% | $2,440+507.3% |
| Participant deferral / active EE | $2,772 | $1,272+118.0% | $1,963+41.2% | $3,608-23.2% |
| Admin fee / account holder | $1,057 | $2,125-50.3% | $3,335-68.3% | $5,124-79.4% |