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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,995 | $139,948-37.1% | $121,663-27.7% | $154,746-43.1% |
| Participation rate | 55.6% | 78.0%-22.5pp | 74.5%-18.9pp | 80.7%-25.1pp |
| Annual return | 8.94% | 230.52%-221.6pp | 147.54%-138.6pp | 172.34%-163.4pp |
| Employer contribution / active EE | $748 | $3,521-78.8% | $3,020-75.2% | $4,379-82.9% |
| Participant deferral / active EE | $1,839 | $5,629-67.3% | $4,887-62.4% | $6,730-72.7% |
| Admin fee / account holder | $41,717 | $17,321+140.8% | $14,289+191.9% | $14,365+190.4% |