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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,491 | $99,032-63.2% | $80,022-54.4% | $135,380-73.0% |
| Participation rate | 63.6% | 78.4%-14.7pp | 75.8%-12.2pp | 82.6%-19.0pp |
| Annual return | -3.10% | 15.39%-18.5pp | 11.22%-14.3pp | 519.81%-522.9pp |
| Employer contribution / active EE | $1,032 | $3,043-66.1% | $2,468-58.2% | $4,779-78.4% |
| Participant deferral / active EE | $2,755 | $4,282-35.7% | $3,686-25.3% | $5,609-50.9% |
| Admin fee / account holder | $11,779 | $10,436+12.9% | $6,521+80.6% | $10,828+8.8% |