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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,971 | $105,867-44.3% | $90,760-35.0% | $134,532-56.2% |
| Participation rate | 50.0% | 78.3%-28.3pp | 75.7%-25.7pp | 81.2%-31.2pp |
| Annual return | -13.10% | -10.99%-2.1pp | -12.16%-0.9pp | 418.27%-431.4pp |
| Employer contribution / active EE | $1,337 | $3,464-61.4% | $2,922-54.2% | $4,741-71.8% |
| Participant deferral / active EE | $3,733 | $5,217-28.4% | $4,565-18.2% | $6,401-41.7% |
| Admin fee / account holder | $966 | $13,936-93.1% | $8,444-88.6% | $11,429-91.5% |