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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,950 | $183,592+55.2% | $155,574+83.2% | $145,877+95.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 13.46% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $4,183 | $5,317-21.3% | $4,676-10.5% | $4,663-10.3% |
| Participant deferral / active EE | $8,465 | $6,466+30.9% | $5,629+50.4% | $6,691+26.5% |
| Admin fee / account holder | $5,987 | $19,316-69.0% | $15,914-62.4% | $13,402-55.3% |