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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,784 | $175,231+47.7% | $149,696+72.9% | $139,466+85.6% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 17.28% | 166.77%-149.5pp | 134.46%-117.2pp | 373.66%-356.4pp |
| Employer contribution / active EE | $7,125 | $5,478+30.1% | $4,821+47.8% | $4,754+49.9% |
| Participant deferral / active EE | $9,679 | $6,521+48.4% | $5,682+70.3% | $6,712+44.2% |
| Admin fee / account holder | $4,694 | $16,155-70.9% | $13,212-64.5% | $11,409-58.9% |