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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,784 | $175,257+47.7% | $149,717+72.8% | $139,456+85.6% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 17.28% | 166.70%-149.4pp | 134.41%-117.1pp | 373.45%-356.2pp |
| Employer contribution / active EE | $7,125 | $5,477+30.1% | $4,820+47.8% | $4,753+49.9% |
| Participant deferral / active EE | $9,679 | $6,521+48.4% | $5,682+70.3% | $6,711+44.2% |
| Admin fee / account holder | $4,694 | $16,156-70.9% | $13,213-64.5% | $11,407-58.8% |