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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,624 | $148,629-14.8% | $135,982-6.9% | $139,487-9.2% |
| Participation rate | 92.9% | 83.9%+9.0pp | 81.9%+10.9pp | 80.3%+12.5pp |
| Annual return | 13.43% | 79.33%-65.9pp | 68.32%-54.9pp | 373.84%-360.4pp |
| Employer contribution / active EE | $8,507 | $5,247+62.2% | $4,859+75.1% | $4,755+78.9% |
| Participant deferral / active EE | $9,635 | $8,102+18.9% | $7,760+24.2% | $6,713+43.5% |
| Admin fee / account holder | $7,601 | $12,406-38.7% | $10,767-29.4% | $11,407-33.4% |