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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,191 | $138,076-29.6% | $123,553-21.3% | $135,380-28.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 104.57% | 153.70%-49.1pp | 119.21%-14.6pp | 519.81%-415.2pp |
| Employer contribution / active EE | $2,443 | $5,152-52.6% | $4,628-47.2% | $4,779-48.9% |
| Participant deferral / active EE | $4,966 | $6,800-27.0% | $6,426-22.7% | $5,609-11.5% |
| Admin fee / account holder | $594 | $10,917-94.6% | $9,284-93.6% | $10,828-94.5% |