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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,154 | $132,634-56.9% | $115,768-50.6% | $137,256-58.4% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.4%+15.6pp | 80.0%+10.0pp |
| Annual return | 14.60% | 160.70%-146.1pp | 100.46%-85.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,330 | $3,360-60.4% | $2,940-54.8% | $4,156-68.0% |
| Participant deferral / active EE | $1,937 | $5,619-65.5% | $4,917-60.6% | $6,407-69.8% |
| Admin fee / account holder | $30,931 | $15,028+105.8% | $12,439+148.6% | $12,270+152.1% |