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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,900 | $125,190-45.8% | $105,624-35.7% | $145,897-53.5% |
| Participation rate | 90.0% | 77.6%+12.4pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 10.77% | 225.22%-214.5pp | 116.20%-105.4pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,332 | $3,720-64.2% | $3,168-58.0% | $4,663-71.4% |
| Participant deferral / active EE | $2,797 | $5,716-51.1% | $5,013-44.2% | $6,689-58.2% |
| Admin fee / account holder | $53,213 | $17,138+210.5% | $10,961+385.5% | $13,390+297.4% |