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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,719 | $165,381+165.9% | $149,730+193.7% | $158,966+176.6% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 16.86% | 348.29%-331.4pp | 276.70%-259.8pp | 302.95%-286.1pp |
| Employer contribution / active EE | $10,522 | $5,104+106.1% | $4,645+126.5% | $4,762+120.9% |
| Participant deferral / active EE | $10,522 | $7,182+46.5% | $6,843+53.8% | $5,983+75.9% |
| Admin fee / account holder | $33,661 | $10,809+211.4% | $9,310+261.5% | $11,250+199.2% |