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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,312 | $135,956+114.3% | $123,894+135.1% | $273,972+6.3% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 6.18% | 56.63%-50.4pp | 47.52%-41.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $11,422 | $5,170+120.9% | $4,617+147.4% | $4,869+134.6% |
| Participant deferral / active EE | $11,422 | $6,343+80.1% | $5,984+90.9% | $5,287+116.0% |
| Admin fee / account holder | $8,908 | $9,817-9.3% | $8,357+6.6% | $10,133-12.1% |