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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,280 | $138,076+99.4% | $123,553+122.8% | $135,380+103.3% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -6.09% | 153.70%-159.8pp | 119.21%-125.3pp | 519.81%-525.9pp |
| Employer contribution / active EE | $10,423 | $5,152+102.3% | $4,628+125.2% | $4,779+118.1% |
| Participant deferral / active EE | $11,126 | $6,800+63.6% | $6,426+73.1% | $5,609+98.4% |
| Admin fee / account holder | $41,015 | $10,917+275.7% | $9,284+341.8% | $10,828+278.8% |