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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,838 | $110,240+172.9% | $96,544+211.6% | $139,487+115.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 8.48% | 26.41%-17.9pp | 25.88%-17.4pp | 373.84%-365.4pp |
| Employer contribution / active EE | $5,861 | $3,622+61.8% | $2,966+97.6% | $4,755+23.3% |
| Participant deferral / active EE | $6,623 | $5,549+19.4% | $4,851+36.5% | $6,713-1.3% |
| Admin fee / account holder | $115,753 | $11,602+897.7% | $8,254+1302.3% | $11,407+914.7% |