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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,478 | $100,811+310.1% | $86,698+376.9% | $134,545+207.3% |
| Participation rate | 93.8% | 79.0%+14.8pp | 76.6%+17.2pp | 81.2%+12.5pp |
| Annual return | -12.44% | 29.11%-41.5pp | 35.96%-48.4pp | 418.37%-430.8pp |
| Employer contribution / active EE | $5,088 | $3,490+45.8% | $2,837+79.3% | $4,742+7.3% |
| Participant deferral / active EE | $9,451 | $5,339+77.0% | $4,656+103.0% | $6,401+47.6% |
| Admin fee / account holder | $415 | $10,926-96.2% | $7,492-94.5% | $11,431-96.4% |