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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $483,069 | $124,346+288.5% | $111,306+334.0% | $167,553+188.3% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 7.73% | 37.46%-29.7pp | 54.67%-46.9pp | 478.89%-471.2pp |
| Employer contribution / active EE | $3,471 | $3,438+1.0% | $2,732+27.1% | $4,840-28.3% |
| Participant deferral / active EE | $10,748 | $5,182+107.4% | $4,488+139.5% | $6,343+69.5% |
| Admin fee / account holder | $10,811 | $10,623+1.8% | $7,966+35.7% | $12,316-12.2% |